Before falling in love with a home, make sure you’re in love with the payment. We’ll help you define your ideal monthly payment, review obligations, and clarify loan/rate options.

• Define your ideal monthly payment based on comfort and goals
• Review current financial obligations
• Determine loan qualification & rate options

Calculator tip: Use the Affordability & Mortgage tools to model “what-ifs.”

We’ll match properties to your lifestyle and priorities — so your search stays focused.

• Preferred locations & neighborhoods
• Bedrooms, bathrooms & home type (SFR or condo)
• Amenities & school districts

Not sure how far your budget goes in a certain area? Quick check with the Affordability Calculator.

When you find “the one,” we craft a strategy that stands out without overpaying.

• Days on market & competition
• Seller motivation & timing
• Comparable sales & pricing strategy

Every detail matters — and we’ll make sure your offer is competitive and compelling.

Escrow is a neutral third party that manages funds and compliance once your offer is accepted.

• Earnest money deposit due within three business days
• Loan process officially begins
• Inspections & due diligence kick off

Calculator tip: Re-check payments as rates/credits change with the Mortgage Calculator.

During the inspection window (typically 12–17 days in CA), we make sure there are no surprises.

• Schedule a professional home inspection
• Review seller disclosures & insurance eligibility
• Keep loan approval on track

Goal: clarity & confidence before you commit.

Contingencies protect you if unexpected issues come up. If the property doesn’t meet expectations, we can renegotiate — or walk away.

• Inspection results (roof, plumbing, termite, etc.)
• Seller disclosures (condition, history, repairs)
• Loan approval & insurance eligibility

We negotiate in your best interest so you get the value and terms you deserve.

• Repair requests & home warranties
• Closing cost credits
• Items included with the sale

Calculator tip: See how repair credits or price changes affect payments using the Mortgage Calculator.

We’ll confirm repairs, set up essentials, and hand you the keys.

• Final walk-through to verify agreed repairs
• Utility setup & mail forwarding
• Review final docs & receive keys on closing day